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Click a program to unlock your savings!

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If you have questions about any of these programs, contact Pam Sawatazki at 517-482-5244 x3940 or This email address is being protected from spambots. You need JavaScript enabled to view it.


MRLFUND   Workers' Compensation Fund
- Member-Owned Program
- Average return to participants is 48 percent over 84 million returned since inception (in premium credit)
- Member webinars to improve employee safety 

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Payment Processing
Heartland delivers fast, secure omnichannel payment processing and business solutions to more than 400,000 business locations nationwide.
- Payments
- Payroll
- Point of sale
- Customer engagement
- Lending

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RHA Benefit Trust
- Association Health Plan available to small restaurant and lodging member employers (not available in all states)
- Offers small businesses some of the same product selection and pricing flexibility advantages formerly available only to large employers
- Features a broad product portfolio with various health plan designs
Insured and services by UnitedHealthCare

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Health Insurance
- Discounts on specialty benefits
- Up to 5% discount on medical rates
- Wellness programs and services

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Natural Gas Choice
- Controlled pricing ensures budgetary planning
- Multiple pricing options tailored to your needs
- Rebates to Members
- Free rate review

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Music Licensing*
- 5% Discount for Members
- 5% Discount for paying online
- 10% Discount for timely payment

*Discount applies to restaurant licensing only


Beverage Alcohol Management
- Electronic Data & Payment Program for your alcohol deliveries
- FREE 30-Day Trial
- Member discounts on set up & monthly fees

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